The very first six digits in the account number in a plastic card indicate the lending company Identification Numbers (BIN). These numbers are necessary as they must be verified before any payment would be authorized. Validating the dpi requires the using a BIN list tool to recognize the institution that issued the card and also other secured information.
The BIN checker tool, while i mentioned earlier, is really a tool employed in authenticating the corporality of an bank identification number from updated databases.
The main function of it is to buy the necessary information needed to validate transactions completed with cards. This involves examining the first 4 to 6 digit of the credit or debit card.
On account of frequent changes and the great deal of records who’s covers – over 300, 000 record currently – it is extremely difficult to keep or read completely from the BIN list.
Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We’re going to talk more about this tool over the following article.
How TheBIN List Tool Works
It’s really quite simple. The purpose of the tool is always to lookup the BIN to find out if it is just a credit, debit prepaid, or credit card.
To utilize the too, simply type in the first six digit and click on check. The tool brings up all of the secured information associated with the BIN you entered.
Listed here is a table showing the card the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, the actual first digit in the credit card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it is a card, bank card, prepaid credit card, or plastic card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the opportunity to monitor suspicious orders.
For more information about BIN Checker web portal: look at more info.