The first six digits from the account number in different plastic card indicate the Bank Identification Numbers (BIN). These numbers are very important while they have to be verified before any payment could be authorized. Validating this number necessitates the use of a BIN list tool to identify the institution that issued the credit card and also other secured information.
The BIN checker tool, as I mentioned earlier, is a tool utilized in authenticating the corporality of your bank identification number from updated databases.
The main aim of this tool is to buy the essential information required to validate transactions done with charge cards. This requires examining the first 3 to 5 digit from the credit or debit card.
On account of frequent changes and the wide range of records who’s covers – over 300, 000 record at the moment – it is extremely hard to keep up or read straight from the BIN list.
Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We’ll talk more about this tool within the next article.
How TheBIN List Tool Works
It can be easy enough. The objective of the tool is always to lookup the BIN to find out if it’s a credit, debit prepaid, or plastic card.
To make use of the too, simply enter in the first six digit and click on check. The tool brings up all of the secured information linked to the BIN you entered.
Listed here is a table showing the cardboard design for BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the first digit with the credit card number.
Below is a table showing the main Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is advantageous in determining the card type by traders. It tells be it a charge card, bank card, prepaid credit card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the chance to monitor suspicious orders.
More details about BIN Checker check this useful website.