BIN LIST TOOL Accessible These days

The first six digits with the account number in a charge card indicate the lending company Identification Numbers (BIN). These numbers are important because they should be verified before any payment will be authorized. Validating this number involves the utilization of a BIN list tool to distinguish the institution that issued the card and also other secured information.

The BIN checker tool, while i mentioned earlier, is really a tool doing work in authenticating the corporality of the bank identification number from updated databases.

The key aim of this tool is to get the required information necessary to validate transactions finished with credit cards. This involves checking the first 3 to 4 digit from the debit or credit card.

Because of frequent changes along with the great deal of records that it covers – over 300, 000 record at the moment – it is nearly impossible to keep or read completely from the BIN list.

Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We’re going to talk much more about it over the following article.

How TheBIN List Tool Works

It can be pretty simple. The purpose of the tool is to lookup the BIN to see if this is a credit, debit prepaid, or bank card.

To use the too, simply enter the first six digit and then click check. The tool brings up each of the secured information in connection with the BIN you entered.

Here is a table showing the card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, which is first digit with the charge card number.

Here is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it be a card, debit card, prepaid credit card, or bank card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.

More info about BIN Checker internet page: click site.

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